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The Businessowners Policy is a multy-coverage package policy developed to meet most insurance needs of preferred
small to medium size operations.
Many insureds with limited loss exposures find businessowners-type policies attractive because:
- They are simple. Typically needed coverages are included in a single, predesigned package.
- The few options most frequently requested by owners of small businesses are often available at
a reasonable additional cost.
- Rates are predeterminded, based on certain lower-risk assumptions and are generally much more
favorable than the rating approach taken for larger commercial package-type policies.
- The Businessowners Policy packages Property and Liability coverages into one policy with a
single package premium. A special package rate applies to all mandatory coverages, so the
premium is indivisible. An additional charge is computed for each optional coverage or endorsement.
- Like the Homeowner's policy, the Businessowners Policy is also a simplified, easy to read and
easy to rate, package policy - a very fine insurance value.
 BUSINESS FLOOD
BUSINESS UMBRELLA
WORKERS COMPENSATION
To learn more, Contact us.
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Whenever you have a claim, call Farmers HelpPoint claims service at
(800) HelpPoint
(800) 435-7764
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